/* Family tools: one consistent, responsive workspace. */
.planner-layout{display:grid;grid-template-columns:minmax(270px,.8fr) minmax(0,1.4fr);gap:28px;margin:30px 0}.planner-editor,.planner-results{min-width:0;padding:28px;border:1px solid #e5ddeb;background:#fff;border-radius:24px}.planner-editor{align-self:start;background:#f4effa}.planner-editor h2{font-size:28px;margin-bottom:22px}.planner-editor label,.planner-helper label,.source-finder label,.planner-filter{display:block;font-weight:600;font-size:13px;margin-bottom:16px}.planner-editor input,.planner-editor select,.planner-editor textarea,.planner-helper input,.source-finder select,.planner-filter input{display:block;width:100%;min-width:0;border:1px solid #d6cbe1;border-radius:12px;background:#fff;padding:12px;margin-top:7px;font:inherit;color:#26334d}.planner-editor textarea{resize:vertical}.planner-actions{display:flex;flex-wrap:wrap;align-items:center;gap:10px;margin:16px 0}.planner-actions button{min-height:44px}.import-control{font-size:12px;max-width:200px}.import-control input{display:block;max-width:100%;font-size:11px}.planner-summary{padding:18px;border-radius:16px;background:#eaf3f8;font-weight:600;line-height:1.8}.term-totals{display:flex;flex-wrap:wrap;gap:8px;font-size:12px}.term-totals span{padding:4px 9px;background:#fff;border-radius:8px}.planner-record{border:1px solid #e5ddeb;border-radius:18px;padding:22px;margin:18px 0;overflow-wrap:anywhere}.planner-record h3{margin-bottom:15px}.planner-record dl{margin:0}.planner-record dl>div{display:grid;grid-template-columns:minmax(100px,1fr) 2fr;gap:16px;margin:10px 0}.planner-record dt{font-size:12px;color:#6d637a}.planner-record dd{font-size:14px;margin:0;white-space:pre-wrap}.planner-empty{padding:40px 15px;text-align:center}.planner-empty h3{margin-bottom:12px}.local-note,.review-note{font-size:12px;max-width:900px;margin:20px 0;color:#6f687a}.source-links{display:flex;flex-wrap:wrap;gap:16px;margin:20px 0}.source-links a{color:#67499a;text-decoration:underline;text-underline-offset:4px}.planner-helper,.source-finder{padding:24px;background:#eef5ef;border-radius:22px;margin:24px 0}.planner-helper{display:flex;align-items:end;flex-wrap:wrap;gap:15px}.planner-helper p{flex-basis:100%;font-size:12px}.savings-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:20px}.savings-grid article{display:flex;flex-direction:column;gap:18px;background:white;padding:20px;border-radius:18px}.savings-grid article[hidden]{display:none}.savings-grid h3{font-size:22px}.savings-grid .btn{margin-top:auto}.mobile-quick-nav{display:none}.footer-section{border:0;padding:0}.footer-section summary{list-style:none;font:20px Georgia;margin-bottom:14px;cursor:pointer}.footer-section summary::-webkit-details-marker{display:none}
@media(max-width:900px){.planner-layout{grid-template-columns:1fr}.savings-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:700px){
html{scroll-padding-top:88px}body{background:#fcfaf7;font-size:15px;overflow-wrap:break-word}.container{width:100%;padding-inline:16px}main{min-width:0}.site-header{position:sticky;top:0;background:#fffcf8f5;z-index:40}.header-inner{height:68px;min-height:68px;flex-wrap:nowrap;padding-block:0;gap:7px}.header-inner>.logo{flex-basis:auto}.logo img{width:135px;height:auto}.nav-actions{width:auto;margin-left:auto;gap:7px;justify-content:flex-end}.nav-actions>.signin-link{display:inline-flex!important;margin:0;font-size:11px}.nav-actions>[data-join-link]{padding:8px 10px;font-size:11px;white-space:nowrap}.nav-actions>a[aria-label=Search]{display:none}.menu-btn{width:34px;height:38px;flex-shrink:0}.main-nav{position:absolute;top:100%;left:0;right:0;max-height:70dvh;overflow-y:auto;padding:18px;gap:8px;border-bottom:1px solid #ddd3e8}.main-nav.open{display:grid;grid-template-columns:1fr 1fr}.main-nav a{padding:12px;border-radius:10px;background:#f6f1fb;font-size:14px}.mobile-quick-nav{display:flex;gap:6px;justify-content:space-between;padding:9px 16px;background:#f0eaf8;border-bottom:1px solid #e4dbed}.mobile-quick-nav a{padding:7px 8px;font-size:12px;font-weight:600;color:#665080;border-radius:8px}.mobile-quick-nav a[aria-current=page]{background:#fff}.breadcrumb{margin-block:18px;font-size:12px;flex-wrap:wrap}
.hero-carousel{display:grid;grid-template-columns:minmax(0,1fr);margin-top:18px}.hero-carousel .hero-slide,.hero-carousel .hero-slide[hidden]{display:grid!important;grid-area:1/1;grid-template-columns:minmax(0,1fr);grid-template-rows:minmax(320px,auto) 210px;height:auto;min-height:0;max-height:none;margin:0;border-radius:22px;overflow:hidden}.hero-carousel .hero-slide[hidden]{visibility:hidden;pointer-events:none}.hero-carousel .hero-copy{padding:26px 24px;min-width:0;justify-content:center}.hero-carousel .hero-slide h1,.hero-carousel .hero-slide h2{font-size:clamp(32px,8.8vw,43px);letter-spacing:-1.4px;line-height:1.07;margin-bottom:16px}.hero-carousel .hero-copy p{font-size:14px;line-height:1.65}.hero-carousel .hero-photo{height:210px;min-height:0;max-height:none;object-fit:cover;mask-image:none;object-position:center 43%}.hero-carousel .hero-actions{gap:14px;margin-top:18px}.hero-carousel .hero-actions .btn{padding:11px 17px;min-height:44px}.hero-carousel .eyebrow{font-size:9px;letter-spacing:1.7px}.hero-carousel .carousel-controls{grid-area:2/1;margin-top:5px}.hero-carousel .hero-slide::after{display:none}.value-strip{grid-template-columns:1fr;gap:10px;padding-bottom:20px}.value-strip span{font-size:11px}.value-strip b{font-size:13px}.start-panel{gap:18px;padding:24px 0}.start-panel h2,.section-heading h2{font-size:29px;line-height:1.15}.need-links{gap:10px}.need-links a{padding:16px;font-size:13px;min-height:54px}.journey-panel{padding:21px 18px;margin:20px 0}.stage-picker{width:100%;min-width:0}.stage-picks{gap:10px}.stage-picks a{padding:20px}.stage-strip{grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;padding:18px 8px}.stage-strip a{flex-direction:column;gap:6px;border:0}.premium-tools-section{padding:28px 0}.premium-tool-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}.premium-tool{padding:17px 14px;border-radius:17px;min-width:0}.premium-tool h3{font-size:21px;letter-spacing:-.4px}.premium-tool p{font-size:12px}.premium-tool-top>span{font-size:9px}.premium-tool-top img{width:72px;height:49px}.toolkit-intro{padding:27px 22px;margin:20px 0}.toolkit-intro h1{font-size:37px}.toolkit-intro>p{font-size:15px}.toolkit-facts{gap:7px}.toolkit-facts span{font-size:10px;padding:6px 9px}.tool-filters{gap:8px}.tool-filters button{font-size:12px;padding:10px 13px;min-height:42px}.tool-card{display:flex;flex-direction:column;gap:10px;min-width:0;padding:21px}.tool-card h3{margin:0}.tool-card p{padding:0}.home-columns{display:block}.home-columns>section{margin-bottom:30px}.home-columns>section+section{padding-left:0}.article-grid,.list-grid,.dashboard-grid{grid-template-columns:minmax(0,1fr)}.article-card{display:block;min-width:0;overflow:hidden;border-radius:20px}.article-card .article-cover{aspect-ratio:1.5;height:auto;width:100%;margin:0}.article-card .article-cover img{height:100%;width:100%;object-fit:cover}.article-card>div:last-child{padding:21px}.article-card h3{font-size:25px}.article-card p{font-size:14px}.article-card .eyebrow{font-size:10px}.section,.mobile-discover{padding-block:25px}.au-discover{padding:22px 18px;margin:28px 0}.page-intro{padding:27px 21px;margin-bottom:22px}.page-intro h1{font-size:34px;line-height:1.12}.page-intro p{font-size:14px}.article-body{width:100%;padding:0;font-size:16px}.article-body h1{font-size:35px}.article-body h2{font-size:27px}.article-editorial-cover{margin:22px 0}.article-actions{gap:8px}.article-actions .btn{font-size:11px;padding:10px 12px}.week-panel{padding:27px 21px;gap:15px;margin:28px 0}.week-intro h2{font-size:32px}.week-steps a{gap:13px}.week-steps h3{font-size:22px}.newsletter{display:block;padding:25px 20px;min-width:0}.newsletter form{margin-top:20px;min-width:0}.newsletter input{min-width:0;width:100%}.features-bar{flex-wrap:wrap;font-size:10px;gap:12px}.content-grid{display:block}.content-grid>aside{margin-top:24px}.panel{min-width:0}.record{flex-direction:column;gap:12px;align-items:stretch}.record .row-actions{flex-direction:row;flex-wrap:wrap}.metric-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.form-grid{grid-template-columns:minmax(0,1fr)}input,select,textarea{max-width:100%;font-size:16px!important}.form-actions{flex-wrap:wrap}.tool-nav{gap:7px}.tool-nav a{padding:9px 11px}.planner-layout{gap:18px}.planner-editor,.planner-results{padding:22px 17px;border-radius:20px}.planner-record{padding:18px 15px}.planner-record dl>div{grid-template-columns:1fr;gap:3px}.planner-record dd{font-size:14px}.planner-actions{gap:8px}.planner-actions .btn{font-size:12px;padding:10px 13px}.planner-helper{padding:20px;display:block}.planner-helper .btn{width:100%;margin-bottom:12px}.savings-grid{grid-template-columns:1fr}.source-finder{padding:20px}.source-links a{font-size:14px}.local-note{margin-bottom:35px}.footer{position:static;height:auto;margin-top:35px;padding:30px 0 calc(24px + env(safe-area-inset-bottom));overflow:visible}.footer-grid{display:block}.footer-brand{margin-bottom:24px}.footer .logo img{width:210px}.footer-grid nav{border-bottom:1px solid #dcd2e5;padding:0}.footer-section{padding:16px 0}.footer-section summary{font-size:19px;display:flex;justify-content:space-between;margin:0}.footer-section summary::after{content:'+';font:22px Arial}.footer-section[open] summary::after{content:'−'}.footer-section[open] summary{margin-bottom:14px}.footer-section a{padding:8px 0;font-size:14px}.footer-bottom{margin-top:24px;gap:16px}.footer-bottom nav{display:flex;flex-wrap:wrap;gap:14px;font-size:11px}.toast,.toast.visible{position:static!important;inset:auto!important;transform:none!important;max-width:100%;width:auto;margin:12px 0;box-shadow:none;pointer-events:none}dialog{max-width:calc(100vw - 30px);max-height:85dvh;overflow:auto}table{display:block;max-width:100%;overflow-x:auto}
}
@media(min-width:701px){.footer-section summary{pointer-events:none}.footer-section:not([open])>*:not(summary){display:block}}
@media print{.mobile-quick-nav,.planner-editor,.planner-helper,.source-finder,.planner-filter,.planner-actions,.local-note,.source-links,.review-note{display:none!important}.planner-layout{display:block}.planner-results{border:0;padding:0}.planner-record{break-inside:avoid}.planner-record dl>div{display:grid;grid-template-columns:1fr 2fr}.planner-summary{background:none}.footer-section{display:none}}

/* Consent controls keep their own column even inside full-width mobile forms. */
label.check:has(.consent-copy){display:grid!important;grid-template-columns:20px minmax(0,1fr);align-items:start;gap:10px;width:100%;text-align:left;line-height:1.6;grid-column:1/-1;white-space:normal;font-size:13px}
label.check:has(.consent-copy)>input[type=checkbox]{display:block!important;width:18px!important;min-width:18px!important;max-width:18px!important;height:18px!important;min-height:18px!important;margin:3px 0 0!important;padding:0!important;position:static!important;transform:none!important}
.consent-copy{display:block;min-width:0;overflow-wrap:anywhere}.consent-copy a{display:inline;white-space:normal;text-decoration:underline}
@media(max-width:700px){label.check:has(.consent-copy){font-size:14px!important;padding:8px 0;gap:12px}.newsletter form{grid-template-columns:minmax(0,1fr)}.newsletter form>.btn{width:100%}}